does anthem insurance cover lasik eye surgery

While there are some vision plans that offer some LASIK coverage most standard health insurance plan do not. After a decade those who successfully undergo laser vision correction may see higher savings than those who opt for contact lenses.

Lasik Eye Surgery

Is LASIK Eye Surgery Worth the Cost.

. Elective procedures like LASIK are not necessary for a patients health. Contacts and glasses may be frustrating but they provide ample vision correction. However some health insurance plans or vision insurance plans do offer benefits that can significantly help to reduce the costs of LASIK surgery and other vision correction procedures.

For this reason health insurance companies can limit or deny coverage for LASIK and generally offer benefits to cover some of the expenses related to glasses and contacts. Beware of providers offering LASIK surgery for extremely low charges such as 300 often youll be hit with hidden costs later. At LASIK Experts we dont believe that clear vision should be a luxury.

As we said vision insurance most likely wont cover LASIK surgery. TLC Laser Eye Centers. Let us help you figure out if your insurance covers LASIK.

In the event that your insurance doesnt cover LASIK or will only fund a portion we offer a variety of flexible financing offers to make your procedure more affordable. Specifically ask if you have coverage for the procedure code S0800 the insurance CPT code used to describe LASIK. Those with Aetna vision benefits can enjoy a 15 percent discount on LASIK while qualifying Anthem Blue Cross policyholders get up to 800 off a LASIK procedure.

Your member services phone number is on the back of your card or you can call 313-225-9000. 1295 per eye or 1895 per eye with IntraLase LasikPlus. Wearing glasses however may still be a cheaper long-term alternative.

In 2020 the average cost for LASIK surgery was around 3000 per eye. This coverage may include services such as routine vision exams contact lenses and glasses. Some health insurance plans unfortunately deem LASIK and laser vision correction procedures elective meaning not medically necessary.

So if you find a laser vision. Costs vary greatly however and LASIK can run anywhere from 1000 to 4000 per eye. Anthem WellPoint offers discount programs.

Does anthem insurance cover lasik eye surgery. However IRDAI has notified that LASIK eye surgery will be covered under all basic health plans only if the patients refractive error is equal to or more than 75 dioptres. Book your FREE consultation or call 1-866-921-2125.

Several policy terms are also included with the basic coverage which the policyholder must go through to avail the benefits of the lasik eye surgery cover under your health insurance plan. Costs around 2200 per eye or 4400 for both eyes. However it is advisable to go through your health insurance policy document and check for the coverage conditions for LASIK eye surgery before you raise a claim.

It may also cover other vision treatments excluded from Medicare Parts A and B such. Most health insurance companies do not cover LASIK eye surgery because it is considered an elective procedure not an essential surgery. The wait for better vision is over.

2 Some Humana vision plans offer reduced fees for Lasik surgery with select network providers. If your health insurance doesnt cover your LASIK procedure theres another option. For this to happen youll first need to speak with your particular insurance carrier and find out what falls under their criteria for medically necessary.

LASIK is considered an elective procedure and health insurance coverage of LASIK varies depending on whether dedicated monthly premium dollars go to cover the LASIK eye procedure. LASIK eye surgery can be a significant investment but it is a one-time upfront cost that can result in long-term savings. 1895 per eye with IntraLase and LasikPlus free enhancements for life.

LasikPlus is the featured provider for many health and vision plans such as EyeMed Cigna Aetna Humana Blue Vision and many others. Under this plan members will not pay more than 1800 per eye for conventional LASIK or 2300 per eye for custom LASIK. Enhancements or touch-ups are included at no additional cost.

Does Anthem Cover Vision Care. We offer Wavefront Optimized LASIK eye surgery for 999 per eye and we also have a lowest price guarantee. Why Wont My Insurance Cover Lasik.

The average cost of LASIK eye surgery is 2100 per eye and will vary based on location the type of procedure and whether one or both eyes are treated. On average Lasik eye surgery in the US. LASIK surgery is an elective procedure and insurance will very rarely cover the cost.

VSP Vision Care provides 15 to 20 percent off standard prices or 5 percent off promotional LASIK pricing. These plans offer members significant savings when in-network. Large union groups may also cover a rather large portion of the cost of PRK or LASIK eye surgery.

Most large health insurance plans such as Anthem WellPoint do not cover LASIK surgery. Health insurance plans rarely cover the cost of lasik because many providers consider it an elective procedure. Insurance typically will not cover the cost of LASIK eye surgery because insurance companies consider it a cosmetic procedure that is not medically necessary.

An Anthem Medicare Advantage plan may cover additional services beyond the scope of Original Medicare if you select a policy with vision coverage. Many people believe that an insurance provider might cover the cost of LASIK eye surgery under certain circumstances such as occupation or having medical conditions like severe allergies or severe dry eyes. Its not impossible for insurance to pay for LASIK surgery.

If the procedure can be proven to be medically necessary rather than elective your vision insurance provider may help cover the cost. But you must remember that LASIK surgery is elective and therefore coverage is rare since it is not considered medically necessary. To your insurance company LASIK is comparable to facelifts or tummy tucks.

The cost of laser eye surgery. Lasik Plus is bringing you significant savings on LASIK to make 2020 vision accessible regardless of your age prescription or lifestyle. The simple answer is that LASIK is not covered because its an elective procedure.

Reading your policy closely can help you understand your financial responsibility and if you have no LASIK coverage you may still have payment options available. Check with your HR or Union representative for details.

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